Archive | Policy

English announces super at 67

Prime Minister Bill English said today the Government would progressively lift the age of eligibility for NZ superannuation from 65 to 67, starting in 20 years.

The proposal assumes National will win the election, scheduled for 23 September. Mr English said (assuming he’s still in power), the change would go into legislation next year.

As justification for a measure his predecessor, John Key, wouldn’t take, Mr English said: “New Zealanders are healthier and living longer, so adjusting the long-term settings of NZ super while there is time for people to adapt is the right thing to do….

“Gradually increasing the retirement age from 2037 will more fairly spread the costs & benefits of NZ super between generations, ensure the scheme remains affordable into the future and give people time to adjust. It will also bring New Zealand into line with other countries like Australia, the UK, Denmark, Germany & the US, which are all moving to a retirement age of 67.”

Mr English said universality & indexation wouldn’t change. He said he was announcing the change now so political parties could debate superannuation transparently in the lead-up to the election.

Little says Labour will hold it at 65

Labour Party leader Andrew Little said before the announcement that Mr English was fuelling uncertainty: “On Saturday he talked about a ‘reset’ for super, but wouldn’t be drawn on what that meant. By Monday he was ruling out changes to entitlements. What will tomorrow bring? A rise in the age of entitlement from 65? This drip feed of options is irresponsible.

“It’s just more poor leadership from Bill English, just like his approach to the housing crisis. His dithering is creating unnecessary anxiety over something he needs to be absolutely clear about because it affects the lives of so many. It’s one thing to be uncertain about what’s going to happen. It’s another thing to say let’s have a debate about it without actually putting the case for change….

“Labour’s policy is very clear. There will be no change. A Labour government I lead will keep the age of entitlement at 65 and we will re-start contributions to the NZ Superannuation Fund.”

Attribution: English release.

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Greens unveil expanded housing purchase plan & finance models

Green Party co-leader Metiria Turei refreshed the party’s home for life policy at the weekend with a progressive ownership plan and new financing models for community housing groups.

She told the Habitat for Humanity conference in Rotorua on Saturday: “For much of Aotearoa New Zealand’s history, governments used their low cost of borrowing to finance affordable homes for New Zealanders. It is time for government to pick up its tools again.”

The home-for-life policy is a rent-to-buy type of scheme, but Mrs Turei said the constantly rising average house price – now over $1 million in Auckland – made housing unaffordable for most people.

As a part of a government-build programme, the Green Party would make 10,000 new homes available over 10 years to people who can’t afford a deposit or a normal commercial mortgage, through progressive ownership rent-to-buy arrangements.

“Progressive home owners will pay a weekly payment of no more than 30% of their income. Part of each payment will be rent to cover the Crown’s costs. The rest will purchase equity shares in the home. Over time, with each regular payment, ownership of the home will transfer from the Government to the people who live in it.

“Our plan will save people more than $100/week compared to a commercial mortgage. This programme will work alongside any Government plan to build more affordable homes. It will provide access to affordable, stable housing and get people out of expensive rentals and into their own homes.”

Mrs Turei said community housing providers would be able to buy an additional 5000 newly built, energy-efficient homes from the Government through the progressive ownership programme: “Community housing providers may choose to use these as emergency housing, rent them out as social housing, or sell them to tenants over time using their own rent-to-buy programmes.

“Community housing providers will provide a deposit or use private sector finance to pay for part of the initial cost of building new, highly energy-efficient homes. The Government will fund the remaining stake through Housing NZ. Community housing providers will make regular payments to buy out the Government’s stake.”

She said the Greens proposed that the Government issue low-interest loans to community housing providers, funded by supplying long-term partially guaranteed housing bonds to investors who want to see their money put to use to solve the housing crisis.

Green Party, home for life policy

Attribution: Party release.

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Social housing reform a fundamental shift in nation’s philosophy of “backstop for everything”

The fundamental change in national philosophy – away from extreme reliance on the Government as “backstop for everything” – took another large step this week when Prime Minister John Key & 2 of his 3 housing ministers announced their 5 objectives for social housing reform.

There have been cries of outrage that this government is selling off state housing, dismantling a system developed over 80 years, and that it is letting down the poor.

Mr Key’s central response is that it doesn’t matter who owns the housing, what does matter is that support is appropriate for those who need it. To shift the focus, he’s taken the emphasis off state housing and put it on social housing.

Mr Key confirmed, in a speech on Wednesday, increased funding for social houses, where tenants receive an income-related rent subsidy from the Government.

The 5 objectives for social housing reform, and the main related announcements are:

  1. Ensure that people who need housing support from the Government can get it:

The Government will increase funding for social house subsidies from about 62,000 places currently to around 65,000 places by 2017-18 at an estimated cost of another $40 million/year.

As part of that overall increase, an initial 300 income-related rent subsidies will shortly be offered to community housing providers in Auckland.

A $500,000 cash injection will be available for emergency housing, alongside a wider review of funding. The Government will create an Auckland emergency housing database.

  1. Help social housing tenants to independence, where appropriate:

An additional 3000 tenancy reviews in the next couple of years will focus on market or near-market renters. This will take the number of planned reviews to almost 5000 over the next 2 years.

Financial assistance – for example, through letting fees or bond payments – may be offered to some people on the social housing register who may not need to be in the social housing system. The Government will also boost intensive case management for work-ready beneficiaries who are on the register.

  1. Ensure that properties used for social housing are the right size & configuration, and are in the right places:

The Government will initiate a strategic review of Housing NZ, including its asset management plans.

It will also accelerate Housing NZ’s programme of building the type of new homes that are wanted and in the places they are needed, while disposing of houses that are no longer required.

  1. Increase affordable housing supply, particularly in Auckland:

Housing NZ will accelerate redevelopment of its land to free up more land for private, affordable housing, and to rejuvenate state housing neighbourhoods & suburbs with a wider mix of housing types.

  1. Encourage more diverse ownership of social housing:

Engagement & consultation will begin soon, including with community housing providers & iwi, with a view to selling between 1-2000 Housing NZ properties over the coming year for use as social housing run by approved community housing providers. These providers may buy properties on their own, or they may go into partnership with other organisations lending them money, contributing equity or providing other services.

Properties sold as social houses will have to stay in social housing unless the Government agrees otherwise. In addition, existing tenants will continue to be housed for the duration of their need.

The Government must be satisfied that transactions are fair for taxpayers and result in better outcomes for tenants & local communities.

The ministers said the Government was committed to maintaining at least 60,000 properties in Housing NZ’s portfolio by 2017.

Social Housing Minister Paula Bennett said: “This won’t reduce the number of social housing places available – indeed these will increase by 3000 by 2017-18. It just means more tenancies will be managed by registered community housing providers rather than Housing NZ.

“Good housing is an important factor in family health & well-being, and the range of measures we have announced today will enable the social housing sector to do a better job of providing the right housing, in the right place for people in need of help.”

Finance Minister Bill English, who was appointed to the extra role of Housing NZ Minister last year, said that if New Zealand was to succeed in solving some of its longstanding social challenges, the Government needed to be open to working with community groups, non-government agencies & the private sector.

“The Government doesn’t have a monopoly on good ideas, advice & expertise. But we do have the resources to create better, fairer & more diverse responses to social needs, and that is what we are doing.

“Our motivation is to improve the circumstances of New Zealanders who most need the Government’s help while also driving better value for taxpayers’ dollars, and I am confident that the changes announced today will help do that.”

Link: Social housing reform programme

Attribution: Ministerial speeches & releases.

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Targets put Government on new timeframe

Prime Minister John Key & Finance Minister Bill English put government on a new timeframe yesterday – a horizon further out than the next election – setting 10 new targets for better public service under 5 themes to be achieved over 5 years, each with a minister & chief executive to lead the challenge.

“Ministers & a public sector chief executive have been appointed to lead each result and will be accountable for demonstrating real progress against his or her result, they said.

“Delivering better public services is one of the National-led government’s 4 key priorities for this term. We understand that New Zealand families expect the Government to be spending their hard-earned taxes on the things that matter, and this is why we are bringing a newly sharpened focus to the public service.

“We want our public service to be more innovative, enterprising, driven and focused on results. We’re delivering improved frontline services, better value for money and better results for you & your family.

“To do this, we’ve set specific targets that we expect our public service to achieve over the next 4-5 years. They’re set across the following 5 result areas:

  • Reducing long-term welfare dependence
  • Supporting vulnerable children
  • Boosting skills & employment
  • Reducing crime
  • Improving interaction with Government.

“Some of them are very challenging. We’ve deliberately set the bar high. In July, we issued the first report on progress against these targets and the results are promising.”

Link: Better public services, results targets

Attribution: Ministerial release.

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A reminder of where the Government wants us to head

Published 13 May 2012

The National-led Government delivers its fourth Budget on Thursday 24 May. It used to be a highly secretive event, but already this Budget has its direction clearly set out.

Prime Minister John Key set out the priorities in a speech to the Waitakere Business Club on 26 January: “The Government has 4 priorities this term.

“Our first priority is to responsibly manage the Government’s finances. In the world as it is today, the state of the country’s finances is all-important.

“Our second priority is to build a more competitive & productive economy. That means an export-focused economy, which is selling more of what the world wants, at a competitive price, and is built on a solid base of innovation.

“Our third priority is to deliver better public services to New Zealanders, within the tight budget the Government is operating under.

“And our final priority is to rebuild Christchurch, our second-biggest city.”

On 1 May, Mr Key delivered a pre-Budget speech to a Business NZ audience in Wellington, Building a brighter future, in which he said: “Budget 2012 will show the Government is on track and sticking to its plan.”

He reiterated that the Government was set to post an operating surplus in 2014-15, “a testament to disciplined fiscal policy and a willingness to make trade-offs”. This year the Government will deliver its second zero Budget – “not a straightjacket….. but new spending will be balanced out by a combination of savings & revenue initiatives….

“We aren’t a government that thinks spending more money on something is an end in itself. Far from it. We are a government that thinks getting results is what’s really important.”

Mr Key said getting back to surplus was part of a wider programme to build a more competitive & productive economy and deliver better public services: “The Budget will protect & grow areas of public spending that are important in delivering real results for New Zealanders. These include health, education, science & innovation and supporting people off welfare & into work…. A whole range of initiatives will be announced as part of the Budget….

“The Budget will also continue to prioritise investment in much-needed infrastructure, including by reinvesting the proceeds of the mixed ownership model. And we’ll continue our strong commitment to rebuilding Christchurch.”

In his weekly Key Notes newsletter on Friday, Mr Key pulled together some of the pre-Budget Budget delivery such as welfare reform funding and student loan payback changes.

Links: Government priorities

Building a brighter future

Want to comment? Go to the forum.


Attribution: Key Notes & speeches, story written by Bob Dey for the Bob Dey Property Report.

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Hide sets down 5 principles he wants for government

Published 12 March 2007

ACT leader Rodney Hide, more often noted for sniping about scams, gave a speech last week in which he outlined policy directions he wants the party to focus on this year.

Mr Hide was speaking at the Newmarket Club on Thursday 8 March:

ACT’s job is to make New Zealand the greatest country in the world. We were once. We can be again. We have the people. We have the resources. What Kiwis need is the confidence & the belief that we can do it.

We need to look ahead 10, 20, 30, 50 years. We need to lift our sights. We can be the proud, prosperous, confident, caring country we all yearn for. We just need to dream it, believe it, work for it.

We all have a part to play. ACT’s job is politics. It’s our role to provide the political direction & the government that enables New Zealanders to dream their dreams and succeed beyond them. It’s ACT’s job to lift the quality of New Zealand’s politics & public sector.

It’s an exciting job because politics & government are the biggest roadblocks to our country’s success. For years & years we have suffered third-rate government that has held us back. We can dramatically boost our country through better politics & good government.

And it’s not hard. For a high-performance country we need high-performance government. That means a government which adopts the following core principles:


1.      The Government’s prime responsibility is to protect citizens from the thugs & the bullies. Our governments do everything else but protect us

2.      The Government treat people & their property with respect. That means not pinching people’s property on a whim, or riding rough-shod over their rights

3.      The Government should be transparent & accountable. That means being clear about whether our rules & regulations work, and open about the tax we pay and how it is spent

4.      The Government recognise private enterprise as the engine of prosperity, not bureaucracies. That means the Government should do everything it can to create an environment where business thrives – but it’s not our role to run businesses or tell them what to do

5.      Honesty with citizens. The Government is honest about what level of service Kiwis can expect in health, education & other government services, and that politicians will be accountable for any failure to deliver.

The application of these 5 principles would transform our Government & our politics. It would put us well on the path to becoming the greatest country on earth. ACT’s job this year is to spell out how high-performance government can be achieved. That’s what I will be doing in a series of speeches through the year.

It’s also ACT’s job to point out where we are going wrong and how we can do better.

It’s not good enough to be ‘green’. We need to be ‘smart green’. That means acknowledging & working with the uncertainties of climate change & climate change policy. Let’s be clear – climate change is happening.  The earth’s climate has always been changing, but when we study it the uncertainties are significant. Pete Hodgson said Kyoto would be worth $500 million. We are now told it’s going to cost us $500 million.  He was a billion dollars out.

Al Gore’s Oscar-winning “documentary” predicts the seas rising 20ft (6.1m) by 2100. That would flood Manhattan, Bangladesh, Shanghai & other densely populated coastal regions. That’s scary. The UN’s IPCC report predicts rises of only 8-17in (20-43cm). There’s a big difference between 20ft & one foot. These differences illustrate the state of flux of the science and the uncertainties over best policy. Being smart green means acknowledging these uncertainties.

But being smart green also means adopting smart policies. The Government through the 1990s to 2001 told foresters & farmers they would keep the carbon credits attached to their trees. The result was a surge in planting. The credits were thought to be worth up to $20,000/ha over a forest’s life. Trees cost $4000/ha to plant. The incentive was a big one.

The Government subsequently said it will confiscate the credits. That drastically cut the incentive to plant trees and collapsed forestry planting. The Government has since announced it will tax foresters who fell their trees and convert the land to another use. That has prompted a mass of deforestation ahead of the possible tax.

One of the biggest deforesters is Landcorp.  A Government-owned enterprise is converting forests into dairy farms, rushing to avoid a tax that will be introduced by their own shareholder. It’s hard to imagine a more disastrous set of policies.

New forestry plantings have plunged to their lowest level since the Second World War. They are down from 98,000ha in 1994 to 6000 in 2005 – and the forestry industry tells us it could well be nil in 2007. For the first time ever, New Zealand’s plantation forest cover has shrunk. That’s no mean achievement.  So much for “carbon neutrality”.

So what should we be doing? Well, we should be smart greens. On the forestry front, it’s easy. We should respect people’s property – and get the incentives right. That means allowing forest owners to keep the carbon credits that are due to the trees they own.

On the wider policy front, we should adopt a policy of least regrets. Our particular concern should be energy security. The Middle East remains volatile. Anything we can do to reduce our dependence on oil has to be good for the country – and coincidentally helps us with climate change concerns.

We should be forging ahead full-speed for other economic ways to generate power. We should also be concerned about energy conservation. Much can be done to reduce our energy demand. These are all good things to do irrespective of Kyoto, but still help us to meet our commitment.

Innovation is also important in the production, distribution & use of energy supplies. Economic policies facilitating innovation are good for the country and help us respond to shifting environmental threats.

It’s not good enough just to be ‘green’. We must be smart greens.

High-performance government also means passing smart laws that are enforceable & enforced, not meaningless ‘feel-good’ laws which can only be applied arbitrarily. That’s why it’s wrong to criminalise parents who smack their children. It’s fine that parents can choose not to smack their kids. That’s their choice & their right. But it’s wrong for politicians to tell responsible parents who smack their kids that they can’t, that they are breaking the law, and that they are tantamount to child abusers. It’s stupid stuff. Plenty of caring, loving, responsible parents smack their children. I know. I was one of them.

Abolishing section 59 won’t stop child abuse. What it will do is put the state between the child & the parent, criminalise loving parents, give the police the nightmare of what to do when some do-gooder rings to say they saw Mrs Smith smack Johnny at the supermarket, and produce even more ridiculous court cases than we see already.

ACT will continue to speak out on the stupidities of government.

But we want to do more than that. We want to lift our country’s ambitions for what we can achieve and set out what we must do to become the greatest country in the world.

Red tape is a problem. We are drowning in it. It’s the consistent cry of Kiwis up & down the country – and especially those in small businesses. The Institute of Chartered Accountants estimates the annual cost to families & businesses of complying with regulations as high as $25 billion.

High-performance government requires much greater oversight of laws & regulations before they are passed. We also need to regularly review all laws & regulations to keep tabs on their effects & their cost. That’s what my Regulatory Responsibility Bill – which is now before Parliament – does. It’s designed to provide greater transparency & accountability in rule- & law-making. It would require every new law & regulation to be tested against a simple set of questions.  Questions like ‘What will a new rule accomplish?’  ‘What will it cost?’ and ‘What will the side effects be?’

These questions will again be asked about each rule after 5 years. They will identify those rules which aren’t working and the ones which are costing Kiwis more than they’re worth.

We also need a proper contract where the Government that takes our money provides a service in return. Right now there’s nothing.

We pay & pay & pay, but instead of receiving the services we pay for – like healthcare, education & infrastructure – we’re made to wait. My colleague, Heather Roy, calls it “the waiting list society”. Under Labour, Aucklanders wait on our roads – for hours.  Tens of thousands of people wait for health treatment while beds in private hospitals lie empty, and drunk drivers can spend longer waiting for a date in court than the few months they lose their licence.

The answer is not to simply pour more money into the public systems. Labour has spent an extra $3 billion on health, with no discernible improvement.

High-performance government means telling Kiwis exactly what public services they can expect, and holding the Government to account if they fail to deliver. That’s what we expect when we spend our money, and it’s what we should demand when the Government spends our money for us.

We must demand that the Government spells out exactly the health care we can expect in return for our lifetime of paying tax. Right now we have no idea. We need to know what illnesses & accidents are covered, and what level of service we would receive. We expect that from private insurers, we should demand it of the Government. And we should be able to hold the Government to account if they fail to deliver.

Managing a business, being part of a family or running a government department means making tough choices – and it means having to be responsible for the outcomes of your decisions. Members of a family answer to each other, and a business to its shareholders. Likewise, the Government should be accountable to the taxpayers, should listen to what Kiwis want, and front up when our expectations are not met.

We must demand the same level of transparency & accountability in law & order, education, welfare and, indeed, everything the Government does. That’s the key to high-performance government.

There’s much debate about the level of tax. That’s good. But debate is not enough. We need to involve people in the decision of how much tax to take. As a bare minimum, we should subject all new taxes & tax hikes to a referendum. It’s the people’s money that’s to be spent; so the people should have a say. That’s what ACT’s Taxpayer Rights Bill does. It’s another key plank to achieving high-performance government.

These are just some of the ideas ACT is working on to lift the performance of our Government and of our politics. That’s what makes us different from the Labour & National parties. That’s why ACT exists.

Want to comment? Click on The new BD Central Forum or email [email protected].


Attribution: Rodney Hide speech, story written by Bob Dey for this website.

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Key explains who he is

Published 28 November 2006

New National Party leader John Key gave his first major policy speech since taking over from Don Brash, to a party lunch at North Harbour Stadium today.

Mr Key gave a few personal details, which I’ve omitted. Below are 4 unedited excerpts from that address.

On welfare & enterprise:

There will always be a social welfare system in New Zealand because you can measure a society by how it looks after its most vulnerable. Once, I was one of them. I will never turn my back on that.

Yet, also, you can measure a society by how many vulnerable people it creates – people who are able to work and able to take responsibility for their own lives and their children’s lives, yet end up depending long-term on the State.

My mission is to raise people’s sights, to be fearless & imaginative in policies that encourage people to set their aspirations higher.

A government I lead will have fair policies that encourage enterprise & hard work and trusts people to get on with their lives and make the best choices for themselves.

The Government, of course, has an important role to play in the modern economy. But the appropriate role for the Government is in the background, not in the foreground. We need to improve the regulatory & institutional conditions under which firms operate, and then step back and let them establish, grow, export & hire staff.

So, whether they are school leavers stepping into first jobs, mothers venturing back into the workforce, graduates, iwi or entrepreneurs courageously starting their own businesses, or New Zealanders abroad thinking of returning home – I want them all to know that the way to a better future is in their own hands.

I want to give them the confidence that improvement is possible, and to assure them that policies are in place that will reward, rather than discourage, their industry.

I am ambitious for New Zealand and I want New Zealanders to be ambitious for themselves.


I am interested in what works and not what should, or could, or might work in theory.

I do not intend to blindly follow an ideological path without ever challenging the concept or considering its appropriateness in our unique New Zealand setting.

On the race card:

The National Party will always believe in one standard of citizenship and I want to make this very clear to you today.

Yet within that standard of citizenship we should celebrate the cultural, religious & ethnic differences we all bring to New Zealand.

Maori are the tangata whenua of this country, and we have nothing to fear by acknowledging that. It is part of what makes New Zealand unique.

I welcome the Maori renaissance and some of the great initiatives like the kohanga reo movement which have come from Maori, for Maori.

It is encouraging to see Maori using the resources they have to help address the obstacles that are standing in the way of their own young people achieving their potential.

It is in the interests of no one, and to the shame of us all, that an under-class has been allowed to develop in New Zealand. This under-class is represented by all ethnic backgrounds, and when I talk about lifting people’s sights, I am talking about all New Zealanders.

It is not the New Zealand way, and if left to fester it will impinge upon us all. My party is deadly serious about addressing these issues.

On green politics:

When I left university, if anyone had heard of global warming they were keeping it to themselves. Now, no one with any awareness of the world can be ignorant of it.

It is a mystery to me why the political Left acts as if it has a monopoly on environmental policies, when it is obvious to anyone who cares to look that all of us, across the political spectrum, with the exception perhaps of the Greens, have taken too long to put the protection of our environment at the forefront of our thinking.

That needs to change. In the National Party we have taken steps to do this, and we will be taking more steps.

Want to comment? Click on The new BD Central Forum or email [email protected].


Attribution: Party release – I wasn’t at the lunch, story written by Bob Dey for this website.

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Muriel Newman considers ideas for think tank

Published 24 September 2005

Act MP Muriel Newman lost her list seat at the election, says she doesn’t know what to do next but has come up with 2 ideas with potential to keep very busy, at least for a short while.

One is to finish her book on welfare reform, a subject she concentrated on over the past year with little likelihood that she’d transform that zeal into significant voter support, in an environment where a handout rather than a hand up is generally recognised as the way forward.

The other idea she has is to set up a think tank.

Below are Mrs Newman’s remarks in her column closing 9 years as an MP, including some interesting reflections on National’s election methods, and her think-tank ideas:

I feel a bit like a marathon runner who has been prevented from finishing his race: since entering Parliament in 1996 my objective has been to reform the welfare system and, while I have contributed to the debate, I am leaving the job unfinished. I also remain extremely concerned about whether anyone will continue to advocate for family law reform, to stand up against the rising tide of political correctness, to protect private property investors from government attack, and so on.

Sadly, this election has exposed the complete failure of the National Party to attract support from the centre ground of politics where elections are historically won & lost. Instead of developing an election strategy that would persuade those hard-working families – who are not really wedded to any particular political ideology but supported Labour in the mistaken belief that they will provide a better future for themselves & their children – to change their vote, they cannibalised Act’s ideas and promoted them.

The problem is that Act’s ideas were never going to win the support of middle New Zealand. While our ideas resonate with people who think deeply about politics & political issues, they often appear harsh to others. National Party strategists should have known that cannibalising Act would not only destroy Act, but it would ensure that they stayed in opposition. It is therefore a great credit to Rodney – and the whole Act team – that he won Epsom and prevented the total obliteration of the party.

It is extremely worrying that National now appears to have become too arrogant to recognize that MMP is not about single parties but coalitions. It is the major party that can draw together support from the smaller parties that will win the privilege to govern. But by deliberately decimating its smaller allies, National has failed all of those voters who desperately wanted to see a change in direction for New Zealand.

Think tank ideas

…. I am also exploring the possibility of gathering together some financial support for the setting up of a ‘think tank’ that would have, as a key objective, pushing out the frontiers of the political debate into the middle ground of politics, to expose the damage that can be created by poor incentives in bad policy.

In particular, while packing up my office, I uncovered some papers written by Sir Roger Douglas back in the early 90s that outlined his belief that if we put in place policies to help families that are poor & disadvantaged to achieve a better life for themselves and their children – by ensuring that they become independent of the state – then we will lift the future for every New Zealander. The papers reminded me not only of why I joined Act, but also of how important those ideas are … if we are ever to achieve our goal of building a strong & prosperous nation where every child has the opportunity to succeed.

I would like to continue to write my weekly column (and develop the ideas outlined by Roger, who incidentally has never lost his passion for what he considers to be his unfinished business) which I will post on my website on a Monday morning. I also hope to be able to devise a way for subscribers to post their contribution to the debate, so that others can be invited to actively join in & engage.

If you have any ideas, suggestions, expertise, or offers of any sort at all that could be of help, please contact me on [email protected].

Websites: Act

Muriel Newman


If you want to comment on this story, write to the BD Central Discussion forum or send an email to [email protected].

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